Welcome to Brietel Insurance Agency, your trusted partner for all your insurance needs. Our agency offers a comprehensive range of insurance products and services tailored to meet your unique requirements. With a focus on customer satisfaction and personalized attention, we strive to provide you with peace of mind and financial security.
1.General Insurance:
General Insurance refers to a broad category of insurance policies that protect individuals and businesses against financial loss in various areas, excluding life insurance. It typically includes coverage for health, motor vehicles, property, liability, and other types of non-life insurance. The goal of general insurance is to provide financial protection against unforeseen events that may result in injury, damage, or loss.
General Insurance is categorised as follows:
(i).Health Insurance:
- Individual Health Insurance
- Family Health Insurance
- Seniors Health Insurance
- Junior Health Insurance
- SME Health Insurance
- Corporate Health Insurance
(ii).Motor Insurance:
- Private Vehicle Insurance
- Chauffeur-Driven Vehicle Insurance
- Commercial Vehicle Insurance
- Truck Insurance
(iii).Non-Motor Insurance:
- Fire & Perils Insurance
- Burglary Insurance
- Electronic Equipment Insurance
- Public / Product Liability Insurance
- All Risks Insurance
- Fidelity Guarantee Insurance
- Political Violence & Terrorism Insurance
- Money Insurance
(iv).Corporate Insurance:
- SME Medical / Corporate Medical Insurance
- Contractors All Risk Insurance
- Erection All Risk Insurance
- Bankers Blanket Bond Insurance
- Work Injury Benefits Act (WIBA) Insurance
- Group Personal Accident Insurance
- Business Combined Insurance
- Professional Indemnity Insurance (Directors, Doctors, Lawyers, Architects, Registered Bodies)
- Industrial Equipment Insurance
- Machinery Breakdown Insurance
- Employers Liability Insurance
2.Life & Investment Solutions:
Our life and investment solutions are designed to cater to various stages of life and financial goals. Whether you're securing your family's future or growing your wealth, we have a range of products that offer peace of mind and financial security.
(i).Unit Trusts & Investments:
Unit trusts are collective investment schemes that pool money from multiple investors to invest in a diversified portfolio of assets. Below are some of our unit trust options:
- Money Market Fund
- Equity Fund
- Balanced Fund
- Bond Fund
- Fixed Income Fund
- Momentum Fund
- Sharia Momentum Fund
- Private Wealth Management
(ii).Life Insurance & Investment Products:
Our life insurance and investment products are designed to protect your family and help you achieve your long-term financial goals:
- Whole Life Insurance
- Critical Illness Cover
- Disability Cover
- Term Life Insurance
- Endowment Plan
- Education Plan
- Savings Plan
- Unit-Linked Investments
3.Retirement Solution
Retirement Solution Insurance offers a range of insurance and investment options specifically designed to help individuals save, plan, and secure income for their retirement years. These solutions aim to ensure financial independence, stability, and a comfortable lifestyle post-retirement. Retirement insurance products are typically divided into individual and corporate solutions. Below is an overview of common retirement insurance product
(i).Individual Pension Plans
These are retirement plans designed specifically for individuals. They offer various features and investment options to ensure a secure retirement.
- Personal - Guaranteed / Segregated Pension Plans
(ii).Corporate Pension Plans
These plans are designed for businesses to offer their employees retirement benefits, helping them to attract and retain top talent while ensuring employees' financial security in retirement.
- Umbrella Scheme - Guaranteed / Segregated
- Guaranteed Umbrella Scheme
- Segregated Umbrella Scheme
- Deposit Administration
- Deposit Administration
- Occupational Scheme - Guaranteed / Segregated
- Guaranteed Occupational Scheme
- Segregated Occupational Scheme
Benefits of Insurance Covers Proposed
- Security and Safety: It gives a sense of security and safety to the businessman. It enables him to receive compensation against actual loss. He can concentrate on his business with a secure feeling that in case of losses arising from insurable risk, his losses will be compensated.
- Distribution of Risk: Risk in insurance is spread over a number of people rather than being concentrated on a single individual.
- Normal Expected Profit: An insured trader can enjoy a normal margin of profit all the time. He is protected from unexpected losses because of insurance.
- Easy to Get Loans: A trader can get bank loans easily if his stock or property is insured, as insurance provides a sense of security to the lenders.
- Advantages of Specialization: Businessmen can concentrate on their business activities without spending more time on safeguarding their property. The insurance companies, on the other hand, can provide specialized insurance services.
Frequently Asked Questions
An insurance agency acts as an intermediary between individuals or businesses seeking insurance coverage and insurance companies that provide policies. They help clients navigate the complexities of insurance options, find suitable coverage, and assist with claims processes.
Getting a quote is easy! You can either fill out our online quote form on our website, give us a call, or visit one of our offices. Our agents will work with you to find the best coverage options at competitive rates.
Yes, we offer multi-policy discounts when you bundle multiple insurance policies with us. Contact us today to learn more about our bundling options and how much you could save.
